The issue here is that SAP has implemented that parameter for the first step of the roadmap, not for the navigation that you can trigger from the toolbar. The overview screen is always in read-only mode because of the parameter, it is set in the Application Configuration. You can change it and see how the edit icon (pencil) will appear also in the overview screen. Coming back to the navigation that you can trigger from the toolbar, it is generic and defined in the Launchpad. As the Launchpad configuration doesn't have any application parameters set nor does it reference a WD Application Configuration having the parameter set, the Personal Profile will be editable. You might see it as an bug, I see it as an oversight on SAP's part. You might want to create a customer incident to SAP support to get their take on the issue. Last time I reported a bug in the Benefits Enrollment application and requested a one line bug fix for it, it took SAP 3 months to provide a fix so don't hold your breath. Meanwhile, I gave you the solution how to fix it yourself.
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